Tag Archive | "lump sum"

Is anyone else being taken advantage of by eBay or Paypal?


I am a full-time medical student. I sell a lot of stuff on eBay and have gone thru many headaches with them. Unfair suspensions for random computer-automated stuff…limits..etc. It was frustrating and I could never seem to get anyone who was willing to help me understand what was going on.

Recently, I bought a lot and sold as well. Naturally..it’s the holidays. BAM..Paypal LOCKS my account. I only had about in there, so I wasn’t too worried. Yes, it DID mess up my business and has driven me into a whirlwind of depression…it’s a long story..but I just cannot believe that these companies are allowed to get away with what they do. So needless to say, I had enough. I said..I am no longer going to be a victim to eBay and Paypal. HOWEVER, in all fairness, I transferred a big lump sum of money into Paypal to make sure that my eBay seller fees were paid off. I have an automated monthly payment.

Although Paypal will not allow me to disconnect my bank account or ANYTHING from their account, I still wanted to follow the rules and pay eBay…although I despise them with a passion (I guess I "never had any issues" until it was ME that it happened to). Needless to say, eBay cannot process it since "Paypal" has placed limits, and they now want me to go OUTSIDE of eBay to pay with my credit card, etc. This is INSANE, as Paypal is THEIR company. I now have over ,000 in Paypal that I cannot get back. I was doing the right thing by placing it in there, so that my balance would be high enough for eBay to take their fees. I cannot get ANYTHING back from Paypal…and eBay wants me to pay a HUGE seller invoice "another way".

I simply do not have this money and these two companies are causing me so much stress that I am physically ill and nearly passing out at times. I want to do the right thing, and I have made a very clear effort, but I do not want to pay eBay ,000 because they cannot process the payment thru Paypal. That was the agreement. I pay on time every month, and signed up for the automated payment so they would always have their fees..and now this?

I wanted to ask..what happens if you do not pay your eBay fees? Again, it’s not because I don’t want to..it’s because Paypal now has ,000 and has frozen my account for 6 months (due to the holiday spike..and they said it was "suspicious" since I was buying and selling now….they asked for my social..I gave it to them..they performed a credit check..and said they were closing my account..I’m young so my credit isn’t really that great..) I have heard stories that Paypal never even gives this money back after 6 months..they find a way to fine you and say they are keeping it for fees, etc…all while they build interest off your money.

It’s bad enough that I’m at loss..and there is nothing I can do to stop these tyrants..but I simply cannot afford to lose another ,000 and I am thinking about telling eBay they need to take their payment from Paypal, or stop harassing me. What would happen? I know some say they will report you to the credit bureau..but how is that even possible if eBay doesn’t have any of your personal info? For all they know, you can type anything you want on your eBay account. Please help. Thanks

Posted in Ebay Suspension Q and A'sComments (1)

eBay & Paypal are RUINING my life! I am trying to follow the rules, but I don't want them to steal more $$$?


I am a full-time medical student. I sell a lot of stuff on eBay and have gone thru many headaches with them. Unfair suspensions for random computer-automated stuff…limits..etc. It was frustrating and I could never seem to get anyone who was willing to help me understand what was going on.

Recently, I bought a lot and sold as well. Naturally..it’s the holidays. BAM..Paypal LOCKS my account. I only had about in there, so I wasn’t too worried. Yes, it DID mess up my business and has driven me into a whirlwind of depression…it’s a long story..but I just cannot believe that these companies are allowed to get away with what they do. So needless to say, I had enough. I said..I am no longer going to be a victim to eBay and Paypal. HOWEVER, in all fairness, I transferred a big lump sum of money into Paypal to make sure that my eBay seller fees were paid off. I have an automated monthly payment.

Although Paypal will not allow me to disconnect my bank account or ANYTHING from their account, I still wanted to follow the rules and pay eBay…although I despise them with a passion (I guess I "never had any issues" until it was ME that it happened to). Needless to say, eBay cannot process it since "Paypal" has placed limits, and they now want me to go OUTSIDE of eBay to pay with my credit card, etc. This is INSANE, as Paypal is THEIR company. I now have over ,000 in Paypal that I cannot get back. I was doing the right thing by placing it in there, so that my balance would be high enough for eBay to take their fees. I cannot get ANYTHING back from Paypal…and eBay wants me to pay a HUGE seller invoice "another way".

I simply do not have this money and these two companies are causing me so much stress that I am physically ill and nearly passing out at times. I want to do the right thing, and I have made a very clear effort, but I do not want to pay eBay ,000 because they cannot process the payment thru Paypal. That was the agreement. I pay on time every month, and signed up for the automated payment so they would always have their fees..and now this?

I wanted to ask..what happens if you do not pay your eBay fees? Again, it’s not because I don’t want to..it’s because Paypal now has ,000 and has frozen my account for 6 months (due to the holiday spike..and they said it was "suspicious" since I was buying and selling now….they asked for my social..I gave it to them..they performed a credit check..and said they were closing my account..I’m young so my credit isn’t really that great..) I have heard stories that Paypal never even gives this money back after 6 months..they find a way to fine you and say they are keeping it for fees, etc…all while they build interest off your money.

It’s bad enough that I’m at loss..and there is nothing I can do to stop these tyrants..but I simply cannot afford to lose another ,000 and I am thinking about telling eBay they need to take their payment from Paypal, or stop harassing me. What would happen? I know some say they will report you to the credit bureau..but how is that even possible if eBay doesn’t have any of your personal info? For all they know, you can type anything you want on your eBay account. Please help. Thanks

Posted in Ebay Suspension Q and A'sComments (3)


Advert

Powered by WordPress Lab
Powered by Yahoo! Answers